How Les Schwab Credit Works
- Apply in minutes: Fill out this short application or apply at any Les Schwab location.
- Start your pre-approval: If pre-qualified, you’ll know right away.
- Head to your local Les Schwab: You’ll sign a few documents to open your account.
- Use your credit at any location: Shop for tires, wheels, brakes, batteries, suspension, and more at any Les Schwab.
- Pay over time: Your credit can be used again and again. Our flexible financing makes it easy to keep your vehicle safe for the road ahead.
Why Les Schwab Credit Stands Out
| No Annual Fee | Multiple Plans | Low APR | |
|---|---|---|---|
| Les Schwab |  |
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| Costco |  |
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| Discount Tire | |
|
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| Walmart | |
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|
Why Les Schwab Credit Stands Out
| No Annual Fee |
Multiple Plans |
Low APR |
|
|---|---|---|---|
| Les Schwab | |
|
|
| Costco | |
|
|
| Discount Tire | |
|
|
| Walmart | |
|
|
Payments Made Easy
It’s quick and simple to pay your monthly bill online or add credit access to your My Les Schwab account once you receive your first monthly statement.
Here’s What Your Payments Could Look Like
We help keep things affordable with payment plan options that won’t break the bank or your budget. Apply online to see if you’re pre-qualified. Available plans are dependent on approved credit.
EXAMPLE:
Here’s what payments could look like for a set of tires with a total installed price of $1,100:
Equal Pay
Choose Equal Pay if you prefer consistent, low monthly payments. With this plan, you’ll pay $55 per month (5% of your original purchase amount).
90-Days Same As Cash
Choose our 90-Day Same as Cash plan for flexible, interest-free financing. Simply pay your balance in full within 90 days and we’ll waive any accrued interest.
Retail Payment Option
Select our Retail option if you want your monthly payments to reduce as your balance drops. For this example, your starting balance would be $75 per month. Those payments would reduce as the balance goes down.
| Retail Pay Example | |
|---|---|
| Ending Balance | Minimum Payment |
| Over $2,500 | One-third of the account balance |
| $1,500.01 - $2,500 | $150 |
| $500.01 - $1,500 | $75 |
| $250.01 - $500 | $50 |
| $100.01 - $250 | $25 |
| $50.01 - $100 | $15 |
| $10.01 - $50 | $10 |
| $0.01 - $10 | Account Balance |
EXAMPLE:
Here’s what payments could look like for a set of tires with a total installed price of $1,100:
Equal Pay
Choose Equal Pay if you prefer consistent, low monthly payments. With this plan, you’ll pay $55 per month (5% of your original purchase amount).
90-Days Same As Cash
Choose our 90-Day Same as Cash plan for flexible, interest-free financing. Simply pay your balance in full within 90 days and we’ll waive any accrued interest.
Retail Payment Option
Select our Retail option if you want your monthly payments to reduce as your balance drops. For this example, your starting balance would be $75 per month. Those payments would reduce as the balance goes down.
| Retail Pay Example | |
|---|---|
| Ending Balance | Minimum Payment |
| Over $2,500 | One-third of the account balance |
| $1,500.01 - $2,500 | $150 |
| $500.01 - $1,500 | $75 |
| $250.01 - $500 | $50 |
| $100.01 - $250 | $25 |
| $50.01 - $100 | $15 |
| $10.01 - $50 | $10 |
| $0.01 - $10 | Account Balance |
Works with My Les Schwab
My Les Schwab is your home for everything Les. Sign up for your free account and add your vehicles, manage appointments, and verify your Les Schwab Credit account to monitor your balance and pay your bill.
Works with My Les Schwab
My Les Schwab is your home for everything Les. Sign up for your free account and add your vehicles, manage appointments, and verify your Les Schwab Credit account to monitor your balance and pay your bill.
Frequently Asked Questions
2 APR = Annual Percentage Rate. Les Schwab Credit has an 18.0% APR (0.04931% daily periodic rate) and a minimum finance charge of $0.50 or 18.0% APR, whichever is greater, on average daily balances over $10.00. Terms & Conditions apply.